Privacy Notice

Version 1, April 24, 2026

1. INTRODUCTION

At FINMART TECHNOLOGIES INC, we value your privacy and are committed to protecting and handling your personal data responsibly.

This Privacy Notice sets out our core principles and terms regarding the processing of personal data, as well as the measures we have taken to keep personal data secure.

This Privacy Notice applies to our website and applications under the Finmart brand, as well as marketing communications related to the promotion of our services.

2. CONTACT INFORMATION OF THE DATA CONTROLLER

FINMART TECHNOLOGIES INC (hereinafter referred to as "FINMART TECHNOLOGIES INC" or "We") is the data controller for the personal data we collect, unless otherwise stated.

You can contact us in several ways, including by email and postal mail.

Our postal address:
UNIT 3006 ONE CORPORATE CENTRE BLDG. JULIA VARGAS AVE. ORTIGAS CENTER SAN ANTONIO , CITY OF PASIG, SECOND DISTRICT, NATIONAL CAPITAL REGION (NCR), 1605

SEC Registration number: 2026030240913-00

Email: compliance@finmart.ph

3. WHAT DATA WE PROCESS, FOR WHAT PURPOSES, ON WHAT BASIS, AND FOR HOW LONG

We act as the controller of your personal data. This means we independently define processing purposes and select tools and services used for processing.

Data SubjectPurposePersonal Data UsedSourceLegal Basis
CustomerAccount registration and sign-inName, email, account credentials, authentication metadataDirectly from you and third-party identity providers (where used)Contract performance
CustomerComparison and favorites featuresSaved offers, comparison selections, basic account dataGenerated when you use the website/applicationContract performance
Customer / UserPreliminary product application and matching Identity and contact details, requested amount, income-related fields, application fields submitted through forms Directly from you; selected partners for application feedback statusesContract performance
CustomerService notificationsEmail, phone number, service status communicationsDirectly from youLegitimate interest
CustomerCustomer support and complaints handlingName, email, phone, request content, communication historyDirectly from youContract performance / legal obligations
Customer / UserService analytics and product improvementIP address, device/browser data, event logs, cookie identifiersGenerated via website/app interactions and analytics toolsLegitimate interest / consent (for non-essential cookies)
Customer / UserMarketing communicationsEmail, phone, push token, communication preferencesDirectly from you and your consent settingsConsent
Customer / UserFraud prevention and securityIP address, device data, suspicious activity signalsGenerated through security monitoring toolsLegitimate interest

If you do not provide personal data required to perform contractual services, we may be unable to provide relevant features of the service under our Terms of Use.

4. RETENTION PERIODS

We process and store your personal data until the relevant processing purpose has been fulfilled, unless a longer storage period is required by law or necessary to establish, exercise, or defend legal claims.

5. AUTOMATED DECISION-MAKING

We do not use fully automated decision-making or profiling that produces legal or similarly significant effects concerning you.

6. WHO WE SHARE YOUR PERSONAL DATA WITH

We may share personal data with third parties strictly when necessary to provide services, operate the platform, comply with law, or protect our legitimate interests.

Main categories of recipients include:

  1. Hosting and infrastructure providers.
  2. Email, SMS, and push communication providers.
  3. Analytics and product performance providers.
  4. Security and fraud-prevention providers.
  5. Financial partners and intermediaries, where this is required to process your preliminary application request.

Where cross-border transfers occur, we rely on appropriate safeguards such as contractual commitments and equivalent legal transfer mechanisms.

7. YOUR RIGHTS

Subject to applicable law, you may have the right to:

  • Access your personal data and obtain information about processing.
  • Request rectification of inaccurate or incomplete personal data.
  • Request erasure of personal data in certain circumstances.
  • Request restriction of processing.
  • Object to processing based on legitimate interests.
  • Withdraw consent at any time (where processing relies on consent).
  • Request data portability where technically feasible.
  • Lodge a complaint with a competent supervisory authority.

If you want to exercise your rights, contact us at compliance@finmart.ph. We will respond as soon as possible and, in any case, within the legally required timeframe.

8. MARKETING COMMUNICATIONS

You can opt out of marketing messages at any time by using the unsubscribe link in our communications, by visiting this page, or by contacting us at compliance@finmart.ph.

9. CHANGES TO THIS PRIVACY NOTICE

We may update this Privacy Notice from time to time. If we make material changes, we may notify you through available channels such as email, push notification, or SMS before such changes take effect.

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