TERMS OF USE
Version 1, April 24, 2026
1. GENERAL PROVISIONS
These Terms of Use (hereinafter referred to as the "Terms") constitute a legal agreement between you (hereinafter referred to as the "Customer" or "You", "User") and FINMART TECHNOLOGIES INC (SEC Registration number: 2026030240913-00, address: UNIT 3006 ONE CORPORATE CENTRE BLDG. JULIA VARGAS AVE. ORTIGAS CENTER SAN ANTONIO , CITY OF PASIG, SECOND DISTRICT, NATIONAL CAPITAL REGION (NCR), 1605) (hereinafter referred to as "FINMART TECHNOLOGIES INC", "we") regarding the use of the website, mobile application and all related services, features and content provided by FINMART TECHNOLOGIES INC (collectively referred to as the "Services").
This Website (hereinafter referred to as the "Website") is owned by FINMART TECHNOLOGIES INC.
We reserve the right to modify these Terms at any time.
These Terms are governed by the laws of the country in which the respective website or mobile application is operated and intended to be used. Where no specific jurisdiction applies, these Terms are governed by the laws of the Republic of Estonia.
2. SCOPE OF SERVICES
On our website and application, we provide the following types of services:
Registration and use of a personal account
You can create a personal account on our website to enhance your experience and access additional features. In your account, you can compare financial products offered by our partners and save those that interest you. If you delete your account, access to account-based services is permanently removed.
Comparison of financial products and other partner offers
Using your personal account, you can view and compare various financial offers and other financial products provided by our partners, based on your preferences and criteria.
Informational content
In addition to comparison tools, we provide editorial and informational content regarding financial products and services. This may include articles, expert-supported materials, and rankings that help users make informed decisions.
Preliminary application services
You may submit a preliminary application through short forms on our website. Based on the details provided, we may securely transfer your data to selected partners so they can evaluate your request and provide preliminary outcomes.
Important: FINMART TECHNOLOGIES INC is not a financial institution or lender. We do not issue loans or make lending decisions. Final decisions are made solely by partners.
Our services are provided free of charge for end users unless explicitly stated otherwise.
3. RULES OF USE
Our services are available only to individuals aged 18 and above.
When using our services, you must not:
- Impersonate any person or entity.
- Provide false, misleading, or third-party data as your own.
- Violate third-party rights, including privacy and intellectual property rights.
- Use the service for fraudulent, abusive, or unlawful purposes.
- Attempt unauthorized access to our systems or bypass security measures.
- Use automated tools (bots/scripts) unless explicitly authorized.
We may suspend or terminate access if we detect behavior that violates these Terms, applicable laws, or platform security requirements.
4. LIMITATION OF LIABILITY
Services are provided on an "as is" basis, without express or implied warranties. FINMART TECHNOLOGIES INC does not guarantee uninterrupted availability, absence of delays, or error-free operation.
FINMART TECHNOLOGIES INC is not responsible for decisions made by users based on website information. Users rely on such information at their own discretion and risk.
Where links to third-party websites are provided, those websites are controlled by their operators. We are not responsible for third-party content, products, or services.
5. INTELLECTUAL PROPERTY
All website content, including text, graphics, software, design elements, and databases, is protected by applicable intellectual property laws and belongs to FINMART TECHNOLOGIES INC and/or relevant rights holders.
Reproduction, distribution, or use beyond personal and non-commercial purposes requires prior written permission from the respective rights holder.
6. PERSONAL DATA PROTECTION
We process personal data in accordance with applicable data protection laws and implement appropriate technical and organizational safeguards.
To learn more about what personal data we process and your rights, please read our Privacy Notice.
7. CHANGES TO THE TERMS
We may amend these Terms from time to time. The latest version is always published on this website. By continuing to use the Services after updates become effective, you acknowledge and accept the updated Terms.
8. CONTACT
If you have questions regarding these Terms, contact us at compliance@finmart.ph.